Cure Broke Nurse Disease (BND)
You save lives every day.
Now it’s time to save your future
Do you have Broke Nurse Disease (BND)?
BND is a silent threat in our profession—an unspoken culture of overspending, financial avoidance, and burnout-driven money habits that leave even the most dedicated nurses stressed, underprepared, and living paycheck to paycheck.
It’s not about a lack of hard work.
It’s about having a financial strategy.
BND shows up when nurses:
Prioritize everyone else’s needs but neglect their own future
Stay in toxic jobs out of financial fear
Rely solely on their 401(k) or 403(b) without a clear retirement goal
Work overtime to survive, not to build wealth
“I thought I was doing okay—I had some savings, and I figured I’d just keep working until I felt ‘ready.’ Toni helped me define what I wanted and built a plan around it."
Maryann, RN
Med/Surg
“Before working with Toni, I was overwhelmed with trying to save for retirement. I told myself I’d figure it out later. Toni broke everything down for me—she helped to close my income gap for retirement."
Dani, RN
Home Health
"I avoided looking at my finances and thought retirement was nowhere in sight. Toni helped me look at the numbers, and we made a roadmap to rebuild. For the first time, I have a retirement plan in place. If you’re struggling, start with Toni.”
Rosa, LVN
Wound Care